| Front Cover Page | 1 |
| Contents | 2 |
| Corporate Profile | 3 |
| Our Business | 4 |
| Message To Shareholders | 7 |
| Key Figures | 8 |
| Financial Highlights | 9 |
| Operating & Financial Review | 10 |
| Five-Year Financial Summary | 11 |
| Corporate Responsibility | 12 |
| Corporate Structure | 14 |
| Board Of Directors | 15 |
| Key Management Personnel | 17 |
| Corporate Information | 18 |
| Corporate Governance | 19 |
| Financial Contents | 41 |
| DIRECTORS’ STATEMENT | 42 |
| INDEPENDENT AUDITOR’S REPORT | 46 |
| CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME | 48 |
| BALANCE SHEETS | 49 |
| STATEMENTS OF CHANGES IN EQUITY | 50 |
| CONSOLIDATED CASH FLOW STATEMENT | 53 |
| NOTES TO THE FINANCIAL STATEMENTS | 55 |
| APPENDIX | 129 |
| SHAREHOLDINGS STATISTICS | 151 |
| NOTICE OF ANNUAL GENERAL MEETING | 153 |
| PROXY FORM | 159 |
| Back Cover Page | 161 |