| FRONT COVER PAGE | 1 |
| CONTENTS | 2 |
| CORPORATE PROFILE | 3 |
| OUR BUSINESS | 4 |
| MESSAGE TO SHAREHOLDERS | 6 |
| KEY FIGURES | 8 |
| FINANCIAL HIGHLIGHTS | 9 |
| OPERATING & FINANCIAL REVIEW | 10 |
| FIVE-YEAR FINANCIAL SUMMARY | 11 |
| CORPORATE RESPONSIBILITY | 12 |
| CORPORATE STRUCTURE | 14 |
| BOARD OF DIRECTORS | 15 |
| BOARD OF DIRECTORS & SENIOR MANAGEMENT | 17 |
| CORPORATE INFORMATION | 18 |
| CORPORATE GOVERNANCE | 19 |
| FINANCIAL CONTENTS | 41 |
| DIRECTORS’ REPORT | 42 |
| STATEMENT BY DIRECTORS | 45 |
| INDEPENDENT AUDITOR’S REPORT | 46 |
| CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME | 48 |
| BALANCE SHEETS | 49 |
| STATEMENTS OF CHANGES IN EQUITY | 50 |
| CONSOLIDATED CASH FLOW STATEMENT | 53 |
| NOTES TO THE FINANCIAL STATEMENTS | 55 |
| APPENDIX | 131 |
| SHAREHOLDINGS STATISTICS | 153 |
| NOTICE OF ANNUAL GENERAL MEETING | 155 |
| PROXY FORM | 161 |
| BACK COVER PAGE | 164 |